Serious Apps for Serious Business
There are more than 21 iTunes apps available. For more detail information visit the developer support site.

This app has screen Language text editing. You need to sync the app to the free companion app to set the default language upon the initial download. The support site has the free companion app information.

Overview:
Why would I design a banking application for the iPad. I was looking for a special kind of program and could not find it, where I could do ”what if” reports. Their are different products in the market, but most are full-blown accounting programs which was more than I really needed. I wanted something like a check ledger, but I wanted the ability and flexibility to have multiple accounts that I could fashion as required.
The only way to find this kind of an application was to design one for myself. In the following descriptions I wanted this application to do the following:
1. Have the ability to create any number of bank accounts that mimicked an accounting ledger. This ledger should only require minimum input, and also calculate summary totals.
2. The bank manager app will allow an unlimited number of ledger's where were any type of banking transactions could be added. A normal ledger is like a checkbook where you enter debits and credits and calculate the bank balance. This app needed to do more than a simple checkbook.
3. Ledger needed to collect data where credits and debits for transactions could be managed for any type of personal or business banking requirements. For example; if I wanted to collect data related to specific business activity like commissions, I could set up an account and monitor and manage sales commissions. Another example; if I wanted to track and monitor my home utilities such as; electric, gas, water, sewer, and any other month-to-month reoccurring costs, I could set up one account to do just this kind of activity. There are many of these types of management accounts for personal and business that I wanted to be able to track.
4. For businesses there are few applications that allow you to monitor and manage overhead expenses. This app needed to be able to create an account for overhead expenses and monitor all debits and credits related to the overhead expenses. This information would be used to assist management in defining misuse of overhead accounts, and to track and reduce spending waste by employees.
5. The goal of this application is to create the flexibility for managers or home users to better understand their bank finances.
6. Part of the managing of the bank account, is to also be able to budget both home and business accounts. The application should include a comprehensive budget tool that also had the flexibility to do what if forecasting. The app needed to be able to have an unlimited number of budgets defined by the user for comparison of different budgets. A master budget which would allow entry of data at any time for ongoing debits and credits was an essential part of the apps design.
7. One of the requirements of the budget would be to calculate monthly expenses, provide a list of items in a drop-down list of cost types, and to summarize all the cost types for that month. In addition to calculating the monthly expenses, the monthly income field would be used to calculate the monthly balance account were expenses would be subtracted from income to provide a budget balance for the month.
8.The budget would also summarize by cost types for the annual summary by cost type. Then all cost types would be summarized for the annual expenses. Then both income and balances for the annual budget would be summarized.
In a business environment cash flow is critical in managing a budget. Cash flow determines whether you have capital to purchase inventory and pay for expenses to manage your business. This application doesn't replace an accounting system, but it offers another way to forecast and manage business expenses.